Study USA Plan
The Study USA plan is an affordable comprehensive plan for International students in the US below age 66 on valid visas. The plan meets most university requirements and ideal for F1 & J1 visa holders. Study USA Preferred offers additional coverage with no sublimits per day for hospital room, ICU and outpatient surgery.
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Plan Benefits
Study USA Insurance offers medical maximum coverage up to $250,000 (Plan A) and $300,000 (Plan B):
- In-patient hospitalization, medical diagnostic expenses, surgery
- Out-patient doctor office expenses
- Intensive care
- Prescription Drugs
- Emergency Medical Evacuation (up to $500,000)
- Repatriation (up to $100,000)
- Pregnancy Coverage
- Pre-existing condition coverage after 6 months of continuous coverage
- Mental or Nervous Disorders & Alcohol & Substance Abuse (up to $10,000)
- Coverage during initial purchase is available for periods from 1 month up to 10 months of coverage for the inbound students while the outbound student or international travelers will be limited to 364 days
See the chart below for some of the benefits that Study USA-HealthCare includes.
Plan A | Plan B | |
---|---|---|
Medical Expenses, per incident | $250,000 | $300,000 |
Emergency Medical Evacuation | $500,000 | $500,000 |
Mental or Nervous Disorders and Alcohol & Substance Abuse | *$10,000 | *$10,000 |
Repatriation of Remains | $100,000 | $100,000 |
Accidental Death and Dismemberment | $5,000 | $5,000 |
* This benefit is $5,000 for U.S. students studying abroad.
MEDICAL BENEFITS SCHEDULE | IN THE PPO NETWORK OR OUTSIDE THE US | OUT OF THE PPO NETWORK |
---|---|---|
After a $50 deductible* /incident | After a $150 deductible* /incident | |
Up to $25,000 | Program Pays Covered Medical Expenses | |
80% | 70% | |
Plan A $25,000.01 - $250,000
Plan B $25,000.01 - $300,000 |
Program Pays Covered Medical Expenses | |
100% | 70% | |
Prescription Copay** | Insured Pays | |
$10 for generic | $20 for brand names |
*The deductible will be waived if medical service is first received from the Student Health Center. Otherwise, the Covered Person must pay the deductible. The deductible shall not exceed $250 per Covered Person per Program year. If there is no Student Health Center, the deductible will be waived only if medical services are received from a Preferred Provider Network member.
**The prescription copay is in addition to the deductible above.
Eligibility
A foreign student under the age of 66, holding a valid US study visa, and enrolled in academic activities at a US school, college or university.
he spouse and children, aged 18 and under, of the above mentioned students can also be enrolled in the plan along with the student, or within 31 days of birth, marriage, legal adoption or arrival in the country. The student must be covered under the plan if coverage is required for the dependants.
Study USA Insurance Monthly Rates
AGE | Plan A (for schools/universities in FL, USA) | Plan A (for schools/universities in other US states or outside USA) | Plan B (for schools/universities in FL, USA) | Plan B (for schools/universities in other US states or outside USA) |
---|---|---|---|---|
0 - 24 | $48 | $45 | $51 | $47 |
25 - 29 | $70 | $64 | $74 | $68 |
30 - 34 | $89 | $82 | $94 | $86 |
35 - 39 | $125 | $115 | $132 | $129 |
40 - 44 | $158 | $146 | $166 | $153 |
45 - 49 | $171 | $157 | $180 | $165 |
50 - 54 | $316 | $291 | $332 | $306 |
55 - 65 | $379 | $349 | $398 | $366 |
Spouse | $568 | $523 | $597 | $550 |
Child | $114 | $105 | $120 | $111 |
*Please check the brochure for the most accurate rates.
Remarks:
- PPO Network: With the Patriot America plan, one may seek treatment with the hospital or doctor of one's choice. When seeking treatment in the U.S., the out-of-pocket costs may be reduced by using the independent First Health Network PPO
- Renewal: Renewals are available in whole month or daily increments and may be completed online or by using a paper application, however, renewals of less than one month are available only online. For each renewal of less than one month completed online, an additional US$5 processing fee will be charged.
- Cancellation: In order to be considered for a full refund, the request for cancellation for Patriot America Insurance must be received prior to the effective date. If any claims have not been filed, the plan may be cancelled after the effective date, however US $50 will be charged as cancellation fee and only full month premiums will be considered for refunds. If claims have been filed, then premium is non refundable.
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Program Pays Covered Medical Expenses |